UPay - Sri Lankas Payment App

UPay unifies payments banking and everyday services

UPay aims to be a central hub for daily finances and tasks, combining personal banking, payments, and utility services in a single place. It covers routine needs such as settling bills and even booking appointments, while also tying directly into SDB Bank for account management.

If you bank with SDB, UPay provides convenient access to core services. You can check account balances, monitor recent activity, and view details on loans and fixed deposits without switching tools. Real-time fund transfers add immediacy for moving money when you need to, and a spending categorization feature helps you make sense of where your money goes over time.

On the payments side, UPay supports LankaQR for secure, standards-based transactions in Sri Lanka, plus contactless payments where available. Managing frequent transactions is streamlined with favorite payees, and quick login helps you get in and out with minimal friction. Multilingual assistance broadens accessibility, making the app practical for a wider range of users.

UPay is not just for consumers. A built-in USell module is geared toward merchants, offering rapid capabilities to start accepting payments with minimal setup. That makes it a useful companion for small businesses or side hustles looking to handle customer transactions through the same ecosystem.

Rounding things out is a refer and earn program that rewards users for bringing others on board. Taken together, UPay consolidates everyday payments, banking, and services into one coherent experience. It delivers the most value if you rely on SDB Bank accounts and want one place to handle bills, transfers, and merchant needs, while also offering helpful touches like spending insights and language support.